Make a simple monthly budget

Paste what you earn and spend by category, and get a one-page budget with a clear number for each line and where you could save.

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What you'll get

A one-page budget table
What's left over each month
The changes that help your goal most
One habit to stay on track

Fill in the blanks

Stays on your device. We never see what you type here.

What comes in and goes out each month, by category

Category totals only. Never paste account numbers, card numbers or passwords.

What do you want this budget to do?

Use it

You can fill in the blanks first, or just go: the AI will ask you for them.

How it went for other people

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About the creator

Riprova TeamOfficial

Starter prompts from the people who run Riprova. Rated by you, not by us.

36 prompts · See their page

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Exact numbers

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Answers: 0 (0 yes, 0 partly, 0 no)
Uses: 0

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Raw instructions

Help me make a simple monthly budget from these totals: {{totals}}
My goal: {{goal}}
Give me: (1) a table with each category, what I spend now, and a suggested monthly amount, grouped into "Must pay" (housing, utilities, minimum payments), "Everyday" (groceries, gas) and "Choices" (eating out, subscriptions), with totals for each group; (2) the money left over at the end of the month, now and with the suggested amounts; (3) the two or three changes that do the most for my goal, each with the dollar amount it frees up; and (4) one simple habit to keep the budget on track.
Rules: only use the numbers I gave you and show your math. If my numbers do not add up, or something common seems missing (like rent, insurance or debt payments), ask me before you fill it in. Do not suggest specific banks, apps or investments, and do not give tax or investment advice. Keep it plain and non-judgmental.

Blanks: {{totals}}, {{goal}}

Use with your AI tool

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Version history

Version 1Sep 25, 2026First versioncurrent

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